Bainama (Sale Deed) Bihar 2026 | बैनामा क्या होता है — Format और Guide
✅ Bainama = Sale Deed = Bikri Patra (बिक्री पत्र)
Bihar mein zameen kharidne-bechne ka sabse zaroori legal document hai! Sub Registrar Office (SRO) mein Registry hone ke baad hi zameen ki legal ownership transfer hoti hai.
📖 Bainama kya hota hai?
Bihar mein zameen ya property bechte waqt jo mukhya legal agreement document taiyar kiya jata hai usko local bhasha mein Bainama (बैनामा) kaha jata hai. Isme Seller apni zameen ki poori ownership Buyer ko mudra (paisa) lene ke badle sweekriti ke sath handover karta hai.
- 🔹 Bainama (बैनामा) — Bihar & Purvanchal ka local aam naam
- 🔹 Sale Deed (सेल डीड) — Legal English name
- 🔹 Bikri Patra (बिक्री पत्र) — Shuddh Hindi name
Zameen Transfer ka Proof
Ownership transfer ka sabse bada legal praman hai.
SRO mein Register
Sub-Registrar Office mein mohar va sign hota hai.
Stamp Paper Par
Sarkari Stamp Duty ke e-Stamp paper par type hota hai.
Lawyer Se Drafting
Anubhavi Advocate ya Katib legal drafting karta hai.
Buyer + Seller Sign
Dono parties ke signature aur thumb impressions lagte hain.
2 Witnesses Zaroori
Do gawah (witnesses) ka Aadhar va signature compulsory hai.
✍️ Bainama (Sale Deed) Format — Hindi
Standard Sample FormatIs sample Hindi draft format ko reference ke liye istemal karein. Non-judicial stamp paper par ise hi draft karwaya jata hai:
⚙️ Bainama Kaise Banta Hai — Step by Step
🌐 Registry Portal Kholen ↗📁 Bainama ke liye Zaruri Documents
👤 SELLER (विक्रेता) ke Documents
- ✓ Original Title Deed (Purana Bainama / Kewala)
- ✓ Latest Jamabandi Nakal / Lagaan Rasheed
- ✓ Original Aadhar Card + Copy
- ✓ PAN Card (agar transaction > ₹5 lakh hai)
- ✓ Passport size photos (4)
- ✓ NOC (agar khesra par koi government ban ya trust ho)
🛒 BUYER (क्रेता) ke Documents
- ✓ Original Aadhar Card + Copy
- ✓ PAN Card (agar property > ₹5 lakh hai)
- ✓ Passport size photos (4)
- ✓ Permanent Address proof
👥 WITNESSES (2 Gawah)
Dono gawahon ka Aadhar Card + 2-2 Passport photos zaroori hain.
⚖️ Bainama aur Agreement mein kya fark?
Bahut se log Agreement to Sell (Satti/Bayana) ko hi Bainama samajh lete hain, jo ki ek gambhir legal galti hai:
| Feature | Bainama / Sale Deed (बैनामा) | Agreement to Sell (सट्टा/इकरारनामा) |
|---|---|---|
| Kya Hai? | Final Ownership Transfer Document | Future mein bechne ka Vada (Promise) |
| SRO Registration | Compulsory (अनिवार्य) | Notary ya optional SRO registration |
| Legal Ownership | 100% Legal Title milta hai | Koi Legal Title nahi milta |
| Stamp Duty | Full Stamp Duty (6% / 5.7%) | Nominal stamp duty (₹100-1000) |
| Dakhil Kharij (Mutation) | Bainama par ho sakta hai | Agreement par bilkul nahi ho sakta |
💰 Bainama mein Total Kharcha (Charges 2026)
| Head / Charge Name | Amount / Rate in Bihar |
|---|---|
| Stamp Duty (Purush Buyer) | 6% of MVR Value |
| Stamp Duty (Mahila Buyer) | 5.7% of MVR Value (0.3% discount) |
| Registration Fee | 2% of MVR Value (Maximum ₹60,000) |
| Pasting & Processing Fee | ₹1,000 |
| Digital Scanning Fee | ₹500 |
| Advocate / Deed Writer (Katib) Fee | ₹2,000 - ₹10,000 (approx) |
Zameen Kharidi? Ab Home Loan / Property Loan lein:
Bainama registry hone ke baad aap SBI, PNB ya anya banks se sabse kam interest rate par Home Loan ya Plot Loan le sakte hain:
📌 Bainama ke Baad Kya Karein?
Step 1: Dakhil Kharij Apply Karein
Bainama hone ke turant baad Bihar Bhumi portal par Mutation (Dakhil Kharij) apply karein. Uske bina sarkari record mein naam nahi charhta.
Step 2: LPC Certificate Banwayein
Dakhil kharij hone ke baad Land Possession Certificate (LPC) apply karein, jo bank loan aur kheti schemes mein kaam aata hai.
Step 3: Apna Khata Online Check Karein
Mutation complete hone par online portal par Jamabandi aur Apna Khata status verify karein.
❓ Frequently Asked Questions (FAQ)
Yeh bhi padhen (Important Guides):
Bainama ya Registry mein help chahiye?
Bihar Zameen experts se WhatsApp par salah lein: 9835102324